Per
Personal Finance
Topic
60.0%
Accuracy
Recent Predictions
Incorrect: 6
Pending: 117
Prediction
Author
Predicted at
Status
Video
Host predicts the guest has over $100,000 in planned expenses for the year 2026.
"To be clear, you have over $100,000 of planned expenses already for next year alone."
Jan 30, 2026
Pending
The client will not take action to improve her financial situation.
"And I don't know what to tell you cuz I I don't think you're going to do anything."
Jan 28, 2026
Pending
Any potential increase in assistance money will be offset by a decrease in photography income, leaving the client's financial situation unchanged or worse.
"And may you know that extra money might come in, but you'll have less from the photography. I don't ..."
Jan 28, 2026
Correct
It will take the client 2 years to pay off her Home Depot credit card.
"Two years to pay this off."
Jan 28, 2026
Pending
The client's SBA loan might take decades to pay off.
"It might take decades to pay off."
Jan 28, 2026
Pending
The client will eventually reach the credit limit on her Home Depot credit card based on current spending trends.
"At least you're not at the limit, but you will be based on these trends."
Jan 28, 2026
Correct
$3,000 per month from government assistance will not be sufficient for the client and her child to cover bills.
"$3,000 a month from the assistance is not going to be enough."
Jan 28, 2026
Incorrect
Taxpayer money from government assistance will be used to pay off the client's existing Disney credit card debt.
"You're about to. And then we're going to be paying off your credit card. That is from past Disney's."
Jan 28, 2026
Incorrect
It will take the client 7 years to pay off her Disney credit card.
"7 years to pay off."
Jan 28, 2026
Pending
It will take the client 18 years to pay off her Capital One credit card.
"18 years to pay off."
Jan 28, 2026
Pending
Liz plans to save a $5,000 emergency fund by the end of 2026.
"to save up at least a $5,000 emergency fund by the end of 2026."
Jan 23, 2026
Pending
The speaker predicts 2026 will be their most successful trading year, resulting in their highest net worth ever.
"Highest net worth this year. I don't care what the market does. Highest net worth, most successful t..."
Jan 13, 2026
Pending
Investing $1000/month for 5 years (at an average market return) would yield approximately $77,000, more than the depreciated value of a financed car.
"after 5 years, you're going to have about $77,000, which is more than what the car was worth."
Jan 2, 2026
Incorrect
Investing $1000/month for 10 years (at an average market return) could result in approximately $220,000.
"After 10 years, you're going to have about $220,000."
Jan 2, 2026
Pending
Investing $1000/month for 21 years (at an average market return) could lead to approximately $1.1 million.
"And after 21 years, you're going to have about $1.1 million."
Jan 2, 2026
Pending
The speaker predicts saving $323,000 in interest payments over the lifetime of the loan and being able to retire sooner by accelerating mortgage payments.
"Because this way, I'll save $323,000 in interest payments over the lifetime of the loan, and I'll be..."
Dec 26, 2025
Pending
It would take an average person 20 years to save enough cash to purchase a small income-producing property outright.
"And the average person, it would take them 20 years."
Dec 10, 2025
Pending
One of the participants recognizes the need to address their finances together and acknowledges the current situation is 'ridiculous', implying a future commitment to financial planning.
"I'm going to make sure that I sit down with her so we can do this [ __ ] together. This is..."
Dec 8, 2025
Pending
A clear financial plan is proposed, including buckling down, couples therapy, a 14-month budget, a six-month emergency fund, and eliminating debt within a short timeframe, suggesting a forward-looking approach to financial stability.
"Buckle down. Couples therapy. Budget 14 months, then six month emergency fund. That only takes a few..."
Dec 8, 2025
Pending
Attempting to immediately save 70% of one's income will be painful and unsustainable.
"If you wake up tomorrow and just all of a sudden try to save 70% of your income, it will be very, ve..."
Nov 23, 2025
Pending
Making more money is the 'secret sauce' to achieving a 70% or higher savings rate.
"But there is one thing that we are going to be talking about in upcoming videos that is the secret s..."
Nov 23, 2025
Pending
Gradually increasing savings by 1% per month will allow individuals to achieve a high savings rate (e.g., 70%).
"But if you can do it in baby steps and do it 1% a month, you can get there."
Nov 23, 2025
Pending
The guest plans to reduce the debt on their Jeep to $6,000.
"I'm going to bring the Jeep debt down to six. Okay. What's your rent?"
Nov 19, 2025
Pending
Predicted that ₹1.5 lakh will be obtained by mortgaging gold.
"I feel that by mortgaging that gold he will get ₹1.5 lakh"
Nov 19, 2025
Pending
The guest is projected to be debt-free in 1.5 years if they adhere to a budget with $250 allocated for 'fun' expenses and delay starting their business.
"Okay. Well, if you actually follow this budget, $250 for fun, nothing more beyond that, which you bl..."
Nov 19, 2025
Pending
By automating savings before income hits their checking account, the couple predicts they will never perceive that money as spendable, thereby making it easier to adhere to their budget and achieve financial goals.
"So, we never ever see that money as available to spend, which makes it easier to stick to our budget..."
Oct 28, 2025
Pending
The author aims to have $50 million to $100 million of their own capital when launching their hedge fund.
"I want to come in with at least, I would say, 50 million to 100 million of my own dollars into the h..."
Oct 27, 2025
Pending
The speaker predicts that personal income levels for many people will likely decrease or become unstable within a few months to a year from the video's publication date (October 2025).
"what you're making now might not be what you'll be making in a few months to a year."
Oct 24, 2025
Pending
Speaker expects to achieve his personal cash flow financial goals within approximately six years from the video publication date (by late 2031).
"I'm in my 40s right now and I'm aiming to reach my cash flow goals within about six years now. That'..."
Oct 22, 2025
Pending
Quitting a job with only two rental properties will lead to financial instability.
"But do not quit your job cuz you got two rental properties. That is not a good idea. Uh you will not..."
Oct 17, 2025
Pending
Building a credit history will lead to obtaining cheaper loans in the future.
"So I can get cheaper loans in the future."
Oct 14, 2025
Pending
Saving approximately $833 per month for at least 10 years is predicted to result in accumulating $100,000.
"you'll have to save around $833 a month for at least 10 years to get your first $100,000."
Sep 24, 2025
Pending
An individual, having consistently saved $1,000 per month for 40 years, is predicted to accumulate $480,000 in cash by their retirement date, set four years from the narrative's present.
"And when I retire four years later, I'll have $480,000 saved up."
Sep 22, 2025
Pending
Individuals with a mortgage interest rate of 7% or less are predicted to achieve greater financial gain by investing their money rather than using it to pay off their mortgage early.
"If your rate is 7% or less, history shows that you'll likely come out ahead by investing instead."
Sep 19, 2025
Pending
Josh predicts that the next few years will focus on compounding wealth (not getting rich quickly) by rotating Bitcoin and other hard assets into real estate in the 2030s, then potentially back into Bitcoin or renting.
"The real value creation here over the next few years is like just compounding your wealth. It's not ..."
Sep 17, 2025
Pending
Drew states his personal investment strategy for 2026 and beyond will be to use Tether to acquire hard assets like homes, Bitcoin, and Second Amendment goods, which he believes retain value during economic shifts.
"I'm going to use cash, aka Tether, and I'm going to buy homes, Bitcoin, Second Amendment goods, thin..."
Sep 17, 2025
Pending
Drew states his personal investment strategy: using 'trash cash' (devaluing fiat) to acquire hard assets like Bitcoin, homes, vehicles, and Second Amendment items.
"I think hard assets playing this market like Warren Buffett using trash cash to buy hard assets like..."
Sep 17, 2025
Pending
Investing $2,000 annually from age 27 to 65 (total of 38 years) with a 10% average annual return is predicted to yield $800,000 by age 65.
"On the other hand, if you wait until 27 to start saving $2,000 a year and then save continuously for..."
Sep 11, 2025
Pending
An individual saving $12,000 annually for 7 years with a 4.5% return on investment will accumulate $100,000.
"If you save 12K a year for 7 years at a 4.5% return, you will have $100,000."
Sep 11, 2025
Correct
Investing $2,000 annually from age 19 to 27 (total of 8 years) with a 10% average annual return is predicted to yield $1 million by age 65, even if no further investments are made.
"If you invest $2,000 a year, which is just $166 a month from age 19 to 27, and then don't save anyth..."
Sep 11, 2025
Pending
Investing an avoided $500 monthly lifestyle upgrade could result in approximately $350,000 in an investment account over 20 years.
"So take that $500 a month upgrade that you make. That could turn into almost $350,000 in an investme..."
Sep 1, 2025
Pending
Predicts that if the guest undergoes bankruptcy without changing their behavior, they will return to a similar financial state within a couple of years.
"If you go through bankruptcy, you didn't change your behavior, I will be seeing you on the show in a..."
Aug 27, 2025
Correct
Investing ₹15,000 monthly for 10 years at a 15% annual return could result in ₹40 lakh.
"If you invest ₹15,000 every month for 10 years and it grows on an average at 15%, which is achievabl..."
Aug 20, 2025
Pending
Justin predicts that the cash flow from his latest renovated duplex will significantly reduce the amount of personal cash he needs for living expenses and lifestyle.
"And then when this last duplex gets renovated, I will have cash flow coming in that's going to help ..."
Aug 11, 2025
Pending
Spending all income will result in developing bad habits that cause a paycheck-to-paycheck lifestyle.
"You're also going to develop bad habits that will have you living paycheck to paycheck,"
Aug 2, 2025
Pending
Spending all income now will lead to being forced into frugality in the future.
"Based on that decision, I'm going to put you on the path where you're forced to be frugal later."
Aug 2, 2025
Pending
Spending all current income will lead to a lack of savings in the future.
"If you spend everything that you have today, and you won't have any savings for the future."
Aug 2, 2025
Pending
Living paycheck-to-paycheck will put an individual one paycheck away from homelessness.
"which will make you just one paycheck away from homelessness."
Aug 2, 2025
Pending
Spending more than one earns could lead to an inescapable cycle of consumer debt.
"You might even start spending more than what you make and get you in a cycle of consumer debt that y..."
Aug 2, 2025
Pending
The total cost for $15,000 worth of merchandise purchased on a 5-year payment plan will be $22,500.
"after 60 months, we'd be paying a total of $22,500."
Jul 26, 2025
Pending